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How strict should we be?

You can switch any time. Start light, go strict when you're ready.

Just budgetNo signup

Plan your envelopes and get a quick check before you spend. Pay with your usual bank app, then paste the alert and we tick it off.

Continue with Just budget
Budget & spend Strict

Your own LifeApp account for spending money. It can only be spent the way you planned. Needs your BVN when you add money.